Are you trying to sell before foreclosure?

We're here to help.

How Jaxon Cash 4 Houses Helps You Sell Before Foreclosure

If you are facing foreclosure, you may be feeling overwhelmed and hopeless. Foreclosure is a legal process that allows your lender to take back your home if you fail to make your mortgage payments. Foreclosure can have devastating consequences for your financial situation, your credit score, and your emotional well-being. It can also make it harder for you to find a new place to live or qualify for another loan in the future.

someone just found out they are in forclosure

However, you don’t have to lose your home or your dignity to foreclosure. There are options available to help you avoid foreclosure and move on with your life. One of the best options for homeowners facing foreclosure is to sell their home to Jaxon Cash 4 Houses. Jaxon Cash 4 Houses is a professional home buying company that specializes in buying homes in any condition and situation, including foreclosure. We can help you sell your home fast and hassle-free, without any commissions, fees, or repairs.

Jaxon Cash 4 Houses can help you sell your home before foreclosure in as little as 7 days, without any complications or costs. Here is how our process works:

  • Contact us and tell us about your home and your foreclosure situation. We will ask you some basic information about the property, such as the location, size, condition, and the amount you owe on your mortgage.
  • We will schedule a quick visit to your home at a time that is convenient for you. We will inspect the home and evaluate its value based on the current market conditions.
  • We will make you a fair and honest cash offer within 24 hours. You are under no obligation to accept our offer, but if you do, we will handle all the paperwork and closing costs for you.
  • We will close on your home at a local reputable title company on the date of your choice. You will receive your cash payment in full at the closing.

3 Things to Look Out for When Selling Your Home Before Foreclosure

Selling your home before foreclosure can be a complicated and stressful process, so it is important to be aware of some things that can affect your sale. Here are some things to look out for when selling your home before foreclosure:

House for sale due to foreclosure

  1. The approval of your lender.
    Before you can sell your home before foreclosure, you need to obtain the approval of your lender, as they have the final say on the sale price and terms. You may need to provide your lender with a hardship letter explaining why you are unable to make your mortgage payments, as well as a copy of the purchase agreement and the buyer’s proof of funds. Your lender may also request an appraisal or a broker’s price opinion to verify the value of your home. You should contact your lender as soon as possible and cooperate with their requests to expedite the approval process.

  2. The cooperation of your co-borrowers or co-owners.
    If you have a co-borrower or a co-owner on your mortgage or title, you need to obtain their consent and cooperation before you can sell your home before foreclosure. You may need to negotiate with them on how to split the proceeds or losses from the sale, as well as how to handle any remaining debt or liability. You should communicate with them clearly and honestly and try to reach a mutually agreeable solution.

  3. The impact of the sale on your taxes.
    Selling your home before foreclosure can have tax implications, depending on whether you have a recourse or a non-recourse loan. A recourse loan is when the lender can pursue you for the difference between the sale price and the mortgage balance, also known as the deficiency. A non-recourse loan is when the lender cannot pursue you for the deficiency and has to accept the sale price as the full payment. If you have a recourse loan and the lender forgives the deficiency, you may have to pay taxes on the forgiven amount as if it were income. This is called cancellation of debt income tax. If you have a non-recourse loan, you may have to pay taxes on the difference between the sale price and your adjusted basis in the property. This is called capital gains tax. You should consult with a tax professional to determine how the sale will affect your taxes and whether you qualify for any exemptions or exclusions.

Contact Jaxon Cash 4 Houses Today

If you are ready to sell your home before foreclosure fast and hassle-free, contact Jaxon Cash 4 Houses today. We are a reputable and experienced home buying company that can help you sell your home before foreclosure in any condition and situation.

We will make you a fair and honest cash offer within 24 hours, and we will close on your home before foreclosure in as little as 7 days. You will not have to pay any commissions, fees, or repairs, and you will not have to deal with any lender approval, tax implications, or credit impact. You will get your cash in full at the closing, and you will be able to move on with your life.

"I was in a tough spot and needed to sell my house quickly. Jaxon Cash for Houses was the answer to my prayers. From the moment I contacted them, I knew I was in good hands. They provided me with a fair cash offer within 24 hours, and we closed on the sale in just a few days. The entire process was hassle-free, and their team took care of all the paperwork. I can't thank them enough for making the selling process so easy. If you're looking to sell your house quickly and without any headaches, I highly recommend Jaxon Cash for Houses."
Sarah M.
Home Owner

6 REASONS TO SELL WITH US

Highest Cash Offer Guaranteed.

Sell As Is Now.

Absolutely No Fees Paid By You.

No Listings, No Realtors, No Hassles.

Choose Your Close And Move Date.

Offers Are Written And Guaranteed.

Benefits of Selling Your Home to Jaxon Cash 4 Houses Before Foreclosure

Selling your home to Jaxon Cash 4 Houses before foreclosure has many benefits compared to other options, such as loan modification, forbearance, short sale, deed in lieu of foreclosure, or bankruptcy. Some of the benefits are:

  • You can sell your home fast and avoid the stress and uncertainty of foreclosure. Foreclosure can take months or even years to complete, depending on the state laws and the lender’s actions. During this time, you may have to deal with harassing phone calls, letters, notices, court hearings, auctions, and evictions. Selling your home to Jaxon Cash 4 Houses can help you avoid these problems and get rid of your mortgage debt quickly and easily.

  • You can sell your home as-is and avoid the costs and hassles of repairs and maintenance. Homes facing foreclosure are often in poor condition or outdated, requiring significant repairs or upgrades to make them appealing to buyers. These repairs can be expensive and time-consuming, and they may not increase the value of the home enough to justify the investment. Selling your home to Jaxon Cash 4 Houses can save you money and trouble, as we will buy your home in any condition, no matter how bad or ugly it is.

  • You can sell your home without paying any commissions or fees. Selling your home through a real estate agent can cost you thousands of dollars in commissions and fees, which can reduce your net profit from the sale. Selling your home by yourself can also incur costs such as advertising, staging, showing, closing, and legal fees. Selling your home to Jaxon Cash 4 Houses can eliminate these costs, as we will not charge you any commissions or fees for our service.

  • You can sell your home without damaging your credit score. Foreclosure can ruin your credit score and stay on your credit report for up to seven years. This can make it difficult for you to obtain credit cards, loans, or mortgages in the future. It can also affect your interest rates, insurance premiums, employment opportunities, and rental applications. Selling your home to Jaxon Cash 4 Houses can help you preserve your credit score and reputation, as we will pay off your mortgage balance in full at the closing.

Sell Your Home Today!

Send us your information so we can give you a quote within 24 hours.